Today we’d like to introduce you to Sheldon Martin II.
Sheldon, can you briefly walk us through your story – how you started and how you got to where you are today.
My passion for finance started as a young child. At the age of eight, my grandmother opened me a savings account and we made an agreement that she would match $1 for $1. This is the point where I started to understand the benefits of saving and earning interest on the funds that I invested. As I got older and continued my education, I noticed that I was not able to have educated conversations about personal finance or entry-level investing with just about anyone my age.
Many times, adults that have been in the workforce for ten years or more would have a hard time having a conversation about investing and how to make their money grow. The times I do come across someone that wants to invest their money, they don’t know how to start, where to go, and what options they have. This often results in individuals giving up on investing because of their lack of knowledge in the field. This causes that action to never be performed.
After realizing this information, I started to dedicate most of my time spending countless hours educating myself by reading books, investing in different markets, attending many webinars and on sight educational sessions to further my knowledge in different aspects of finance such as credit, investing retirement, and personal finance. I then started my business which today we focus on financial literacy, education, and helping others with credit.
Great, so let’s dig a little deeper into the story – has it been an easy path overall and if not, what were the challenges you’ve had to overcome?
There have been many struggles along the way. Some of my biggest struggles come from acquiring customers along with the trust factor. The audience that’s my age or uses social media can easily search my name and see my social proof. The group that doesn’t use social media and older generations has no way of justifying that I am a credible source so they question working with me since I’m so young. They associate my age with a lack of knowledge when it comes to things like investing, personal finance, and credit.
Some of my other struggles are the marketing piece of my second business. One of the branches of my business is an ATM business. I place ATM’s in local businesses in the San Diego area which can be difficult to get the word out there along with finding a good location that doesn’t already have an ATM.
We’d love to hear more about your work.
Money the Millennial Way is a one-stop-shop for all things related to personal finance. We help people better understand personal finance, investing, retirement, and credit. We have artificial intelligent credit repair business and we also teach people how to travel for free leveraging their credit, and we teach people how to turn their credit into cash and start businesses with other people’s money with 0% APR financing.
My ATM business focuses on placing free ATM in local businesses around San Diego. We also speak at different events around the USA and teach people about leveraging their credit to create assets, investing, and personal finance.
What sets us apart from others is the all-around knowledge base around personal finance. The second thing would be the artificial intelligence technology/system that we have in place for our credit repair services. It eliminates human error and also focuses on the customer experience.
What also sets us apart is all the secret hacks we know about the banking system that they don’t want us to know and we teach this to our students that we mentor. We are teaching people how to secure $20k-$100,000 in 0% APR for up to three years to start businesses and to create assets.
Is there a characteristic or quality that you feel is essential to success?
Integrity, trust, honesty, transparency, and discipline. I feel thee things are important because anytime you’re in the finance field and handling people money, it can be very sensitive. You always want to be transparent so they know the expectations. In the finance field, you should never over-promise. Your clients have to be able to trust that you are giving them accurate information along with being able to trust that you aren’t overcharging for the services you are providing.
Discipline is important because as an entrepreneur, there are always going to be many times you don’t want to work or you would rather be doing something else but sometimes, you have to sacrifice and miss out on things to get what you need to be done.
Pricing:
- Investing 101 Training Program $23.99
- Credit Repair Services vary but the best package is $99.00 a month with flexible payment options
- Travel, Investing & Credit Card Hacks $59.99 a month or $500 lifetime. We put out new top-secret content monthly. ( Learn How To Travel For Free For a Lifetime & Make $200-$3000 a Month Leveraging Your Credit)
Contact Info:
- Website: www.moneythemillennialway.com
- Phone: 619-339-1112
- Email: smartin@moneythemillennialway.com
- Instagram: Sheldon_mtmw
- Facebook: https://www.facebook.com/sheldon.martin.79
- Twitter: https://twitter.com/Sheldon_finance

Image Credit:
Business cards were from Vistaprint and Staples.
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